Getting a mortgage doesn't have to be difficult.

Paystub must have the following...

• Employer Name
• Pay Start, End and Check Date

Provide two END OF YEAR paystubs OR have your employer fill out this Written Verfication of Employment form.

Provide the most recent two years tax returns with ALL PAGES

 Account statements MUST have the following:

• Account Number
• Name
• ALL PAGES

 To verify an EMD the lender requires:

• Receipt of EMD from title
• Source funds of EMD.  Statement or transaction summary with evidence of EMD leaving the account.  Must cover the days leading up (and including) check clearing the account.
  • MUST HAVE ACCOUNT INFO on the statement or transaction summary.

You will need to...

• Source funds being used to pay debt.  Statement or transaction summary showing debt payment leaving the account.
  • MUST HAVE ACCOUNT INFO on the statement or transaction summary.
• Document new debt balance after payment, payoff made.
• Include ALL PAGES always

Have a blood relative helping you out?

• Request a gift letter from me
• Donor name and contact information
• Donor amount
• Have the doner WIRE FUNDS TO TITLE 
  • Depositing into your account will require the donor account to be scourced.